Get paid in the coin you want

Make a link for an exact amount. Whoever opens it can pay with a coin they hold on any of 70+ chains. You receive exactly what you asked for, straight to your address. Velum never holds the money and adds no fee.

Pay links & payments
You receive
Exact amount, in whole units (25 means 25 USDC)
Checked against the chain's address rules before a link is made.

How fast?

  • Paid in seconds from Base, Arbitrum or Ethereum via Relay.
  • Same-coin payments on a fast chain are instant: a direct transfer, as fast as the chain.
  • From Solana and the other chains, NEAR routes take about 17 to 45 seconds.
  • Bitcoin takes minutes.

Estimates as of 14 Oct 2026, not guarantees. Full numbers, and how this compares with cards and bank transfers.

Paying someone?

Paste their pay link, payment QR text or address, then pay with a coin you hold. Velum reads pay links, BIP21, EIP-681, Solana Pay and TON transfer links.

Pay

Velum fee 0%
They receive
Pay with
—
You send: the exact input for the merchant to get exactly the amount

Privacy

A normal payment can be followed on-chain from your wallet to the merchant's. Pay through Monero and it reaches them without that public trail: at least the amount asked, with a 3% cushion the merchant keeps.

Monero Ring signatures
≈ 15–30 min · minimum about 50 USD · delivers at least the amount
Solana ZK pool · Zcash shielded Coming soon
Coming soon on Velum.

The merchant receives at their own address. Velum never holds the money. Each payment gets its own one-time deposit address and its own tracking page.